DELRAY BEACH, FLORIDA – Dyson Law, PLLC is pleased to announce that attorney Peter Dyson has been named to the 2022 Florida Super Lawyers list, marking the fifth consecutive year he has earned this distinction in the Personal Injury area. Before that, Peter Dyson was a Super Lawyers Rising Star from 2014-2017.

As the Founder and Managing Partner of Dyson Law, PLLC, Dyson advocates for clients’ rights when they have suffered personal injuries. ”It is once again an honor to be recognized as one of Florida’s Super Lawyers. It is a testimony to our team as we leave no stone unturned working together for the best possible outcome for our clients,” says Dyson. “I live to help real people, and we combine the newest technology with the old-fashioned work ethic so we can focus and dive into the details of our clients’ cases.”

Dyson Law PLLC is a fierce advocate for South Florida personal injury victims and has recovered millions of dollars for our clients while holding the at-fault parties responsible. Some common cases handled relate to:

  • Car accidents
  • Pedestrian accidents
  • Bicycle accidents
  • Truck accidents
  • Plane accidents
  • Train accidents
  • Motorcycle accidents
  • Slip and fall accidents
  • Construction accidents
  • Premises liability accidents

At Dyson Law PLLC, we focus on practice areas, including Personal Injury, Private Disability Insurance Disputes, Life Insurance Disputes, Will Contests, Trust Disputes, and Probate Litigation.

About Super Lawyers

Super Lawyers, a Thomson Reuters business, is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high degree of peer recognition and professional achievement. The annual selections are made using a patented multiphase process that includes a statewide survey of lawyers, an independent research evaluation of candidates, and peer reviews by practice area. The Super Lawyers list recognizes no more than 5 percent of attorneys in each state.

About Dyson Law, PLLC

Dyson Law, PLLC traces its roots to Metnick, Levy & Dyson. We continue the proud tradition started by the patriarch, Ken Metnick. Dyson Law, PLLC will continue Ken Metnick’s philosophy of being a tough, aggressive, and passionate advocate willing to take on complex cases and stand strong. At Dyson Law, PLLC, we combine an old-school work ethic with the latest technology to give value to each of our clients. Our smaller attorney-to-client ratio allows us to provide a personalized experience and keep our clients informed every step of the way.

About 1,000 car accidents occur in Florida every day, according to a report from Florida Highway Safety and Motor Vehicles. Sadly, some of these accidents end in serious injuries or fatalities.

If you are Googling “lawyer for car accidents in South Florida,” you may be going through the aftermath of a car crash, complete with injury, shock, and uncertainty about your next steps. Peter Dyson, a car accident attorney, explains what you should do after a car accident and how Dyson Law, PLLC, can help protect your rights.

1. Stay Safe

Immediately after a crash, your first impulse may be to get out of the car and assess the damage. However, before you do that, make sure you are in a safe place to protect yourself and others. If you can do so safely, move your vehicle off the road to avoid a traffic block or a chain accident.

2. Report the Accident and Get Medical Care

In Florida, you must report any car accident that resulted in death, injury, or property damage to the police or Florida Highway Patrol. If you feel any pain, notify the responding officer, and request a copy of the report later. This report can play a significant role in your insurance claim.

Call an ambulance and get to the ER immediately if you experience pain, bleeding, swelling, blurred vision, or dizziness. At the very least, visit a physician, even if it feels like you’ve only suffered minor injuries. Some conditions, like concussion, may not be immediately apparent. Furthermore, you will need timely and detailed post-accident medical reports to present a strong claim.

3. Collect Evidence

If it’s safe and you can do so, gather any relevant evidence immediately after a car crash while it’s readily available. The evidence you collect will help your car accident attorney build your case. Useful evidence includes:

    • Photos of your car and any other vehicles involved in the accident, including IDs
    • Photos of the accident scene and any landmarks
    • The names and contact details of any witnesses on the scene

4. Write It Down

As soon as possible, write down all you remember about the accident, down to the minor details. Writing this information down as soon as possible is crucial because you may forget essential points after time passes.

5. Contact a Car Accident Lawyer

Depending on your insurance policy, you may need to call your insurance provider immediately after an accident, or you risk losing your eligibility for coverage. However, choose your words carefully when talking to your insurance company representative.

Insurance companies will always look for loopholes that allow them to minimize or deny your claim. They may latch on to contradictions between an initial and a later statement or phrases like “I don’t think my injury is very serious” to pay as little as possible.

Keep your communication with your insurance provider to the minimum, and never sign any agreement until you call your attorney for advice.

What If Insurance Denies Your Claim?

Contact your car accident lawyer immediately if the insurance company denies your claim. Your attorney can explain the upcoming steps in pursuing a lawsuit against the negligent driver or insurance company.

After an insurance company denies a claim, victims have legal recourse to pursue the appropriate compensation for their injuries. Attorneys on both sides of the case have ample time to gather evidence, testimony, and expert statements. The insurance company may offer a settlement during this period before a case ever reaches trial.

Why Dyson Law, PLLC?

Clients from Delray Beach and across Palm Beach County choose Dyson Law because we offer:

    1. Experience. Our law firm has handled many diverse cases in its years of practice, including personal injury, private disability insurance disputes, life insurance disputes, and probate litigation.
    2. Attorney-client relationship. Dyson Law takes on a limited number of cases, which allows us to invest more in each case and give higher value to each client.
    3. Assertive representation. Our legal team has your back in any scenario, whether negotiating a settlement or filing a lawsuit.
    4. Advanced technology. We use the latest tools to keep track of your case and ensure smooth communication.
    5. No upfront costs. You only pay when we reach a settlement or win your suit.

Dyson Law, PLLC: We Tackle Insurance Companies While Clients Work to Get Better

If you were involved in a car accident, you may face pain, trauma, missed work, and overwhelming medical expenses. Throughout this trying time, you need an experienced attorney for car accidents to protect your rights. At Dyson Law, PLLC, we will handle negotiations with your insurance company and help you evaluate the possibility of a civil lawsuit, combining an old-school work ethic with the latest technology. Let us tackle your insurance company while you work to get better.

To schedule your free case consultation with Dyson Law, PLLC, call us at (561) 498-9979 or fill out our online form.

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country, or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd STE 103
Delray Beach, FL 33446
(561) 498-9979
https://dysonlaw.com/

You’re doing all the right things when it comes to having the required amounts of car insurance on your vehicle, and you expect others on the road to do the same. But you just learned that your friend was on his way to work when his car was hit by a driver who ran a red light, and now his car is totaled.

And if that wasn’t bad enough, your friend discovered that the at-fault driver was uninsured. You’re beginning to wonder if the coverage you thought was adequate is enough to cover your medical expenses and car repairs or replacement if this were to happen to you.

Car accident lawyer Peter Dyson has years of experience serving car accident victims in South Florida. In this article, Dyson explains how uninsured and underinsured motorist coverage (UM) works in Florida and how he can help you if you’ve been in a car accident.

What is UM in Florida?

UM is an optional coverage that you can add to your auto insurance policy in Florida. UM applies to you, your relatives who live with you, and anyone who uses your car. UM compensates you for injuries sustained in a car accident where the at-fault driver is uninsured (has no insurance) or underinsured (not enough insurance).

According to the Insurance Information Institute, an estimated 20.4% of all motorists in Florida do not have UM in the event of an accident. Although not required by the state of Florida, any competent car accident lawyer would recommend increasing your standard coverage and adding UM to your policy without delay.

UM can be used to pay for:

    • Medical expenses, both present and future
    • Lost wages
    • Pain and suffering
    • Future loss of earning potential

Benefits of UM

Because UM protects you in an injury accident caused by an uninsured or underinsured driver, the main benefit of having it is that you will have the money you need regardless of who is at fault. Even though Florida is a no-fault state, you may require additional funds to cover medical expenses, lost wages, and other expenses after your Personal Injury Protection (PIP) coverage has been exhausted. In such a case, UM can help. It can protect you from incurring unnecessarily high financial costs due to another driver’s negligence.

How Can I Get Fair Compensation for Medical Bills from UM After an Accident?

Receiving compensation for your accident claim starts with your insurance agent before the accident. When was the last time you updated your policy? Consider increasing certain existing coverages and add UM if you don’t already have it.

After an accident, you want to find a personal injuries lawyer with experience in representing car accident victims. Once you find a lawyer for a car accident, describe the events of the accident and email any pictures you have of the scene and damage. Your car accident lawyer can reconstruct the events of the accident and begin building your case.

If the other driver who caused the crash (tortfeasor) has insurance, you may have to sue them to receive appropriate compensation for your claim.

However, suppose the other driver does not have insurance or assets to cover your losses or injuries in the accident. In that case, you may go through your insurance to recover your damages or medical expenses if you have UM.

If your insurance company doesn’t provide adequate UM, you can file a civil remedy notice with the state. This allows the insurance company to fix their mistake. It is the first step to possibly collect over your policy limits after a jury verdict determines your damages.

With the assistance of an experienced car accident lawyer, you may be able to settle your case quickly. Your lawyer for a car accident can help you navigate the many different strategies to receive fair compensation for your injuries after a car accident.

Statute of Limitations for Filing a Claim for Car Accidents

To file a claim, you have up to four years from the date of the accident. You cannot file a claim or collect damages after the statute of limitations has expired. It’s best to start the process immediately after the accident while the evidence remains fresh. It will also allow you to collect damages sooner, replace the lost income, and pay medical bills. Many people discover that filing the case well before the statute of limitations is the key to reducing stress following an automobile accident.

Contact Dyson Law, PLLC for a Car Accident Attorney in South Florida

When you are involved in a car accident with an uninsured or underinsured driver in Florida, it is essential to have an experienced car accident attorney on your side from the beginning. Your attorney will deal with your insurance company to ensure you receive compensation.

The attorneys at Dyson Law, PLLC have years of experience working with insurance companies, various insurance policies, and individuals who need to file insurance claims. If you or a loved one has been injured in a car accident, contact Dyson Law, PLLC today. We can guide you through the intricate process of maximizing your insurance claim.

You can reach us by calling (561) 498-9979 or online to schedule your free case consultation. We also have some helpful YouTube videos you can access here.

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country, or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd, Suite 103
Delray Beach, FL 33446
(561) 498-9979
https://dysonlaw.com/

Approximately every minute, someone slips and falls in the U.S. Some slip and fall accidents result in serious injuries or fatalities.

If you believe that someone else’s negligence led to your injuries in a slip and fall accident, contact an experienced lawyer. Peter Dyson, personal injury attorney, and the skilled legal team of Dyson Law can help you seek compensation for your injuries.

Learn more about the steps you should take after a slip and fall incident below:

1. Report the Accident

If your accident took place on someone else’s property, you may consider pursuing a premises liability case. To build a strong case, you should submit an accident report or notify the person in charge, such as a manager, landlord, or owner, as soon as possible after the accident. If you don’t report the incident immediately, unscrupulous property owners may try to relieve themselves of any liability. For example, they may deny that you were even there at the time of the accident.

If you are unable to make a report, ask someone else, like a family member, to report the accident on your behalf.

2. Keep a Record

Try not to get upset if the person you talk to gets defensive or denies that your accident may have had anything to do with the conditions on the property. Stay calm, state the facts, and keep a record of your conversation with the property owner or manager. This record may also serve as an important part of your slip and fall case.

If you slipped and fell on the job, you may be able to collect workers’ compensation. However, if you believe your accident occurred because of your employer’s negligence, you may choose to pursue a slip and fall lawsuit in addition to your workers’ comp claim.

3. Gather Evidence

After a slip and fall accident, you should:

    • Take multiple photos and videos of the accident scene, especially the details that contributed to your slip and fall incident (wet floor, uneven flooring, broken handrail, etc.). Collect this evidence quickly before the liable party can correct the problem and claim it was never there.
    • Note down the names and contact details of any witnesses present on the scene. You could even ask them to record a brief video statement on the spot.
    • Write down all the accident details, including the exact date, time, and circumstances.

4. Provide Frame of Reference

An important tip: when you take a photo, provide a reference object for size comparison. For example, if you tripped over a crack in a floor, you can place a pen next to the crack so it’s easier to evaluate how big the crack was.

5. Contact a Slip and Fall Accident Lawyer Right Away

We strongly recommend contacting an experienced slip and fall attorney immediately after your accident. While Florida’s statute of limitations gives you four years to file a personal injury claim, receiving compensation will be much easier if you start working on your case right away.

Quick action makes it possible to collect relevant evidence and build a strong claim. Specifically, if a security camera recorded your accident, the video record will likely get deleted automatically within a predetermined time frame. A slip and fall lawyer can send an official letter on your behalf to preserve the video record, which can play a vital role in your case.

Dyson Law: Slip-and-Fall Attorney in Delray Beach, FL

The slip and fall lawyer you work with may make a tremendous difference in the outcome of your case. At Dyson Law, we have a stellar track record of helping slip and fall accident victims collect compensation for their injuries.

Here is why clients choose Dyson Law for slip and fall cases in Delray Beach, West Palm Beach, Miami, and Fort Lauderdale:

    • Success rate. Our legal team has recovered millions in personal injury cases across South Florida.
    • Value. You shoulder no upfront costs — you only pay us when we win your case or reach a settlement.
    • Personal Service. We are a boutique law firm, which allows us to give full attention to your slip and fall case.
    • Dedication. Whether you decide to accept a settlement or pursue a trial, Dyson Law has your back. We combine aggressive representation with a compassionate approach.
    • Communication. We keep you in the loop and answer any questions that may arise about your case.

Did you suffer a slip and fall accident? Depending on the extent of your injuries, you may face overwhelming medical bills, missed days at work, and long-lasting health consequences. To maximize your chances of receiving fair compensation, call a seasoned Florida lawyer for slip and fall claims and lawsuits.

To book a free consultation with a lawyer for slip and fall claims, call (561) 498-9979 or fill out our online form.

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd STE 103
Delray Beach, FL 33446
(561) 498-9979
https://dysonlaw.com/

While road accidents caused by motor vehicle collisions account for most personal injury cases, personal injury law encompasses much more. It covers any situation in which a person is hurt due to someone else’s negligence.

Personal injury law covers slip and fall accidents, unsafe working environments, defective consumer products, wrongful deaths, and medical malpractice, to name a few examples. If you or a loved one is hurt due to someone else’s carelessness or negligence and you decide to seek compensation for your injuries, don’t go it alone. A personal injury attorney can assess your case, work with the insurance company, negotiate a fair settlement, or, when necessary, proceed to trial.

In this article, Dyson Law, PLLC personal injury attorney Peter Dyson summarizes what you need to know about personal injury law. If you have suffered a personal injury and have any questions and would like to discuss your case, contact Dyson Law at (561) 498-9979 for a free case evaluation. We are here to help.

What is Personal Injury?

Personal injury occurs when someone is harmed due to negligence or an intentional act by another party. When you or someone you love is hurt as a result of someone else’s negligence or intentional act, you may be entitled to compensation. Compensation for medical expenses, lost wages, pain and suffering, and other types of compensation may be awarded.

A personal injury lawsuit is a court case in which someone is held liable for the personal injuries of another person. Under Florida negligence law, the injured person can demand that the responsible party compensate them for their losses. When a personal injury lawsuit is successful, the victim is compensated for their injuries and damages.

Defining Negligence

According to Florida Jury Instructions 401.4, negligence is the:

failure to use reasonable care, which is the care that a reasonably careful person would use under like circumstances. Negligence is doing something that a reasonably careful person would not do under like circumstances or failing to do something that a reasonably careful person would do under like circumstances.

To win a negligence case, you must show that the other party owed you a duty to act with care, that they failed to do so, that you were injured due to their failure to act with care, and that your injuries were caused directly by their failure to act with care.

Duty of Care: You must show that the responsible party had a legal obligation to act with reasonable care not to cause harm and that someone has acted carelessly or recklessly.

Breach of Duty: You need to show that this person or entity breached this duty.

Causation: You must present facts that demonstrate a link between the breach of the duty and the accident that caused your injuries.

Damage: You must prove that you sustained losses because of your injuries.

Florida negligence law allows you to seek fair compensation for your losses. A Florida personal injuries lawyer can assist if you have questions and are ready to proceed with your case.

Comparative Negligence

Florida is a comparative negligence state. This means that if a plaintiff (the party seeking relief from the court) is partially to blame for an accident in which they are injured, the amount of damages they can recover will be reduced. Any contributory fault attributed to the plaintiff reduces economic and non-economic damages in proportion to that person’s fault, but it does not prevent the plaintiff from recovering damages entirely.

Types of Damages

After establishing negligence, you must establish damages. Even if the other party was negligent, you are not entitled to compensation unless and until you sustain damages. In Florida, damages are classified into two broad categories: compensatory and punitive. The term “compensatory damages” refers to those caused directly by the negligent act. Punitive damages are awarded in response to a heinous act of negligence. Punitive damages are not as prevalent in personal injury cases as they are in other types of cases.

Compensatory damages are classified into two categories: economic and non-economic. Economic losses are those with a monetary value. Medical expenses, medication costs, rehabilitation therapy costs, and lost wages are all examples of economic damages. Non-economic damages are those lacking a monetary value but represent losses you sustained. A non-economic loss would compensate for the pain and suffering caused by the injury.

Florida is a No-Fault State

Automobile accidents are a notable exception to Florida’s personal injury laws. Florida is a no-fault state, which means insurance will cover injuries resulting from an accident up to $10,000 regardless of who was at fault. Every driver must have a personal injury protection (also referred to as PIP) policy covering at least $10,000 per person per accident. You can still claim against the other driver for past and future medical bills. But for pain and suffering, you need to prove a permanent injury.

If you are seriously injured in a car accident, Florida law allows you to file a personal injury lawsuit. Permanent injuries are serious and are defined in Florida law as those that result in:

    • Significant and irreversible loss of a vital bodily function
    • Other than scarring or disfigurement, permanent injury within a reasonable degree of medical probability
    • Scarring or disfigurement that is significant and permanent

Types of Personal Injury Cases

As mentioned earlier, personal injury is not limited to injuries caused by motor vehicle accidents. In addition to car accidents, personal injury attorneys also handle the following types of personal injury cases:

What is the Statute of Limitations in Florida for Filing a Personal Injury Lawsuit?

When you or a family member is harmed due to a personal injury, you only have a limited amount of time to file a lawsuit in the appropriate court system. In most Florida personal injury cases, the statute of limitations is four years from the date of the injury. There are various reasons why the deadline may be shortened or extended in some instances.

As a result, you must contact a personal injury attorney immediately after the accident to preserve evidence from the scene, speak with witnesses, and prepare legal documents before the legal deadline.

Dyson Law, PLLC: Your South Florida Personal Injury Lawyers

If you suffered a personal injury, you might be entitled to compensation for your losses. Seeking this compensation is frequently a time-consuming and stressful process. The compassionate personal injury lawyers at Dyson Law, PLLC, can handle all aspects of your personal injury claim so you can concentrate on recovering from your injuries and receiving the treatment you need.

Our Delray Beach, Florida legal team has handled hundreds of negligence cases fighting for injury and accident victims. If you or a loved one has suffered an accident or sustained injuries, contact Dyson Law, PLLC today at (561) 498-9979 to set up your appointment for a free consultation with South Florida’s experienced personal injury lawyers. You can also fill out our contact form here.

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd, Suite 103
Delray Beach, FL 33446
(561) 498-9979
https://dysonlaw.com/

Delray Beach, FL, personal injury attorney explains the difference between claims and lawsuits. Call (561) 498-9979 to schedule a consultation.

Have you received injuries in a recent accident? Accidents can be traumatic, life-changing events, and you should immediately seek medical attention for any injuries.

If the accident occurred due to someone else’s negligence, you have a few options for seeking compensation and justice.

You may already know that claims and lawsuits are both ways to fight for financial compensation, but what’s the difference? Many people assume that claims and lawsuits are the same, though a few key differences separate these concepts.

Keep reading as our experienced team of South Florida personal injury lawyers at Dyson Law in Delray Beach, FL, explain how to determine whether a claim or lawsuit is right for you.

What Is a Personal Injury Claim?

You can create a claim after an accident involving personal injuries or financial damage. A claim is a private demand for compensation from an insurance company, person, or organization. Claims do not require the court system.

Personal injuries that may constitute a claim include getting hurt in a motor vehicle accident or injuries due to medical negligence, faulty product malfunction, slipping and falling, and anything else that involves malpractice.

Damages from these accidents include more than just your injuries. You can receive financial compensation for:

  •       All medical expenses
  •       Emotional trauma and suffering
  •       Loss of income or benefits
  •       Permanent physical impairments or scarring
  •       Long-term care needs
  •       Reduced quality of life
  •       Loss in household services

How Can a Personal Injuries Lawyer Help With a Claim?

Since claims do not appear in court, you typically handle them through insurance. After the accident occurs, you will need to file the claim with the other party’s insurance company. Their company will do everything possible to limit the client’s liability and pay you as little as possible.

Hiring a personal injuries lawyer can help you adequately deal with the insurance company to receive maximum compensation. You should not create your claim or speak with any insurance adjusters until your find legal representation. Personal injury lawyers can walk you through exactly what you should or should not say so that you do not accidentally make yourself liable.

Remember that the law does not force either party to give over their evidence, medical records, or statements for claims. Finding legal representation can help you understand how to navigate such instances to give just the right amount of information.

Will a Personal Injuries Attorney Negotiate for Me?

Another critical difference between claims and lawsuits is how you determine the compensation amount. Claims involve a negotiation between each party, meaning that you must agree. Your personal injuries attorney can help you through the negotiation process to land a better settlement.

Typically, your attorney will create an offer that includes all of your case details and damages as justification. The insurance company may agree or generate a counteroffer for you to consider.

Insurance companies tend to offer below your expectations, so consider all medical treatments before accepting. If the insurance does not provide adequate compensation to cover your costs, you may be able to make a claim against the entire company for bad faith practices.

Keep in mind that all liability goes away after you accept an offer, meaning that you can no longer pursue additional claims or legal actions.

What Is a Personal Injury Lawsuit?

A personal injury lawsuit is a compensation demand that a civil court judge will oversee and public. To win, you must prove that you suffered personal injuries and financial damage from the other person’s negligence or malpractice.

Rather than negotiating liability and compensation, a lawsuit results in a trial with a clear-cut win or loss, meaning that you may not receive anything. Many lawsuits are resolved by negotiation before a trial.

How Can a Personal Injury Attorney Help With a Lawsuit?

Battling a lawsuit can be trickier than you realize. You may think that the other party’s wrongdoings are apparent, though you need adequate evidence to back this up in the eyes of the law. The entire process of a lawsuit is lengthy and requires many complicated steps.

A personal injury attorney will create the complaint, gather evidence and witnesses, complete pre-trial procedures, and fight for your compensation in court. Sometimes, the other party may request an out-of-court settlement agreement to avoid the time and costs of a lawsuit. In that scenario, your attorney can advise you through negotiating.

Dyson Law, PLLC: Your South Florida Personal Injury Law Firm

If you or a loved one is interested in filing either a claim or a lawsuit, find a personal injury lawyer to help build your case and advise you on which route to follow.

Our South Florida personal injury lawyers at Dyson Law, PLLC want to help you tackle insurance companies or court hearings so you can focus on healing. We value each of our clients by explaining everything in simple terms, keeping communication open, and giving professional advice on which route to take.

Contact us at Dyson Law today at (561) 462-5207 in Delray Beach, FL, or fill out our online form to schedule a consultation.

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd STE 103
Delray Beach, FL 33446
(561) 498-9979
https://dysonlaw.com/

Long-term disability (LTD) insurance generally provides a portion of income to people injured or sick who cannot work for an extended amount of time after Short-term disability ends. Unfortunately, some people find that their insurance provider denies their LTD claim, which can happen for various reasons. If this has happened to you or you have recently applied for LTD and are awaiting a decision, you should know that you have options.

If you have received a denial of your LTD claim, you should contact an experienced disability attorney right away. There are specific rules and procedures in the LTD process that can cause a claim denial if not followed. Deadlines are short and you will need the time to gather the records to strengthen your case. Make sure you speak with an attorney who understands LTD law and procedure. The last thing you want is a claim denial based on a technicality.

Reasons LTD Claims are Denied

An LTD claim can be denied or terminated for a variety of reasons. However, typically LTD claims are denied for reasons that could easily have been prevented.

Even if you plan to work with a disability lawyer, you should be aware of some of the reasons LTD claims are denied, as most can be prevented.

  • The Insurance Company claiming that you are not disabled as defined by the policy
  • Failure to communicate with the insurer
  • Late filing
  • Pre-existing condition exclusion clause or other contractual reason
  • Lack of evidence or insufficient evidence
  • Non-compliance with treatment
  • Failure to attend rehabilitation or return to work
  • Refusal to attend an independent medical assessment
  • Credibility issues

What to do When Your LTD Claim is Denied

If your insurance carrier has denied your LTD claim, it can be highly frustrating. First and foremost, if you haven’t done so already, you should contact an experienced disability attorney.

It is not unusual for insurance carriers to deny a legitimate claim. They will look for any technicality, no matter how narrow, and will use every loophole at their disposal. This is where a disability attorney will be invaluable. An experienced attorney will know LTD law and understand the relevant procedures. Rather than trying to figure out complicated legal matters on your own, let an experienced disability attorney do it for you. Your chances of success will increase exponentially.

How to Appeal an LTD Claim Denial

First, know that you have a legal right to appeal if you received an LTD claim denial. However, it is essential to develop a strong appeal that is airtight. Just as they did with your initial claim, insurance companies will look for any reason to deny your appeal. Make sure to let a disability attorney handle this for you. Filing an appeal on your own can cause you to waste your opportunity to reverse your carrier’s initial decision. A disability attorney can and will ensure that your appeal is a strong one that gives you the best chance of success.

When filing an appeal, meeting deadlines is critical. Missing a deadline can and likely will result in the denial of your appeal. Under the Employment Retirement Income Securities Act, you have 180 days to file your appeal after a denial. It is important to contact us right after the denial. It takes time to obtain copies of all of the medical records and a copy of Insurance Company’s file. And the insurer has 60 days to conduct a review and another 60 days after that if necessary.

Dyson Law, PLLC: Your Delray Beach, Florida Disability Attorneys

Filing for LTD benefits and appealing adverse decisions on your own is complicated and stressful. And to make matters worse, insurance providers will find the slightest reason to deny your claim. Meeting deadlines, proper procedure, and understanding the minutiae of the law is crucial. If that sounds stressful, you don’t have to worry. At Dyson Law, our experienced and successful disability attorneys can handle every step of the LTD process for you. If you’ve been injured or are sick and unable to work, you don’t want to handle complicated legal matters in addition to your recovery. Let us do it for you. Contact Dyson Law at (561) 498-9979 in Delray Beach, Florida, for a free consultation with South Florida’s top disability lawyers. You can also fill out our contact form here.

 

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

 

The information in this blog post (post) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd STE 103
Delray Beach, FL 33446
(561) 498-9979
https://dysonlaw.com/

Insuring high-end items like yachts, planes, businesses, and homes should provide you with peace of mind. Your insurance policy should compensate you if your property is damaged due to a natural disaster or another unforeseen event.  Unfortunately, countless South Floridians file legitimate claims only to have them denied. You should not have to pay to repair or replace insured property out of pocket, and you should not have to deal with the insurance company directly. The property damage lawyers at Dyson Law, PLLC, can assist you with high-end property damage disputes if you live in Delray Beach or the rest of South Florida.

Many homeowners are surprised to learn that even the most basic claims can result in the most complicated problems. Most of these issues will arise simply because insurance companies are aware that repairing or replacing a home or high-end item is expensive, and they do not want to cover the entire cost. A dishonest insurer may try to save money by adding complexity and scrutiny to the process rather than taking care of their clients. Frequently, claim denials are invalid. Instead, the insurance company is looking to save money by having you drop the case and walk away in frustration. If you find yourself in the position of having to fight for a legitimate high-end property claim and are searching online for a “property damage lawyer near me,” look no further than Dyson Law, PLLC.

Common Causes of High-End Property Damage

These are just some of the causes of high-end property damage people experience in Delray Beach and the rest of South Florida:

    • Hurricanes and Wind
    • Tornadoes
    • Fires
    • Flood and Water
    • Lightning
    • Mold

Hurricanes and Wind

According to the Florida Climate Center, the possibility of storms and strong wind events is always present in Florida, especially during hurricane season, which runs from June 1 to November 30. Blown-off roofs, damage from falling trees, flood penetration, broken windows and screens, and other losses are all possible consequences of high winds.

While most homeowner’s insurance plans cover wind and hail damage caused by hurricanes and storms, some policies may have exclusions that leave a homeowner out in the cold. If you’re having trouble getting your money back from an insurance company for a covered claim, you should seek aid from a homeowners insurance lawyer as soon as possible.

Tornadoes

According to the Florida Climate Center, in Florida, devastating tornadoes are most frequently reported in the spring and summer, with the strongest tornadoes typically hitting in the spring. Florida boasts the dubious distinction of having the highest tornado frequency per 10,000 square miles of any state, including Oklahoma. The coast between Tampa Bay and Fort Myers, as well as the western panhandle and portions of the Atlantic Coast, have a particularly high incidence.

A standard homeowner’s insurance policy will likely cover damage caused by tornadoes and other severe storms, as well as fires. Standard coverage includes repairs to the insured property and any included personal property. Additionally, homeowner’s insurance should reimburse you for additional living expenses if you cannot reside in your house due to tornado damage or a similar severe weather disaster.  But getting your insurance company to pay up after a disaster is another matter. If you find yourself fighting with your insurance company to get reimbursed for property damage due to a tornado, contact our homeowners insurance lawyer at Dyson Law so you won’t have to fight alone.

Fires

One of the most catastrophic and costly home insurance claims is fire because a fire can create multiple types of damage. In addition to the fire itself, soot and smoke can cause damage to your home. Many fire damage claims also include water damage to the home due to firefighting efforts.

Aside from the cost of repairs or replacement of your things, you’re likely to face other costs with a fire damage claim, such as the cost of temporary accommodation. Due to the severity of the damage and the fact that damage to your house was likely caused by both fire and smoke, as well as water, these claims can be challenging.

If you get the money you need to cover your specific fire expenses, it will depend on how your insurance company interprets the language in your policy and responds to your overall damage. Unfortunately, what your insurance policy covers, how your damages are assessed, and how much your insurance company is willing to pay are frequently at odds.

Flood and Water

Your homeowner’s insurance policy generally covers water damage caused by a burst pipe or rainwater. However, insurance companies treat water and flood damage as two separate concerns. Therefore, claims for water damage are frequently denied or reduced. Water damage from unexpected events such as a leaking appliance or a leaking roof is covered by most insurance policies, but flood damage, which might include water damage from a storm and severe rain, is not.

A conventional homeowner’s insurance policy does not cover water that flows above ground and into the home or through the foundation. This is why, in high-risk places like Florida, flood insurance is so important. You can find more information about obtaining flood insurance and what it does and does not cover from the Florida Department of Financial Services Division of Consumer Services.

Lightning

Though you may think that lightning strikes don’t cause as much high-end property damage as is caused by hurricanes and wind damage, the financial loss is still significant. According to the Insurance Information Institute, the state of Florida holds the No. 1 spot in a list of the top 10 states for homeowners insurance lightning losses by number of claims for 2020. Florida had a total of 6,756 claims, with the average claim being $21,953, for a total loss of $148.3 billion.

If your property claim has been refused owing to lightning damage to electronics, for example, you could be facing a significant loss. You should not be out of pocket for damages covered by your insurance policy. A property damage lawyer can assist you with any claim issues you may have.

Mold

Mold-related property damage can be a significant issue — particularly in Florida. The combination of Florida’s humid climate and frequently rainy weather creates the ideal environment for deadly and destructive mold growth and development.  Typically, most homeowner’s insurance policies exclude mold-related damage to your property, except when caused by a covered claim such as water damage.

An example of water damage is when it occurs due to abrupt and unplanned events, such as a burst pipe or an overflow produced by a defective air conditioner. If the resultant moisture causes mold to grow, you would be entitled to file a claim under your water damage coverage for mold removal as well as for the repair of any property permanently harmed by the mold.

Reasons Insurance Companies Deny High-End Property Damage Claims

Insurance companies deny claims for various reasons. First, the insurance company might contest the cause or source of the property damage. For example, if you lose your roof in a hurricane, the claim’s adjuster might state that the roof was already damaged before the storm.

Second, companies deny claims by disputing the coverage. Insurance companies create dense legal contracts that can be difficult to understand. Then, they state that certain types of damage are not covered, even though they often are. Third, they might state that the damage was due to your negligence. It’s also possible to deny a claim by saying that you didn’t mitigate the damage after the initial problem. Other reasons for denial include non-payment and making false or misleading statements when obtaining coverage.

If you’ve been denied for these or other reasons, you might think that there’s nothing you can do. However, insurance companies often don’t have the legal right to deny claims. Contact Dyson Law, PLLC to speak with our homeowners insurance lawyer. We will analyze your insurance policy to see if your property is covered.

Dyson Law, PLLC: Your Property Damage Lawyer Near Me

At Dyson Law, PLLC, we combine an old-school work ethic with the latest technology to serve our clients well. With a small attorney-to-client ratio, you can rest assured we will keep you in the loop, give you the decision as to how to proceed, and provide exceptional value. At Dyson Law, PLLC, we do not abandon clients if they don’t fit into the square box. Instead, our experienced property damage lawyers will tackle the insurance companies and ensure they pay for any covered high-end property claims. Best of all, we work on a contingency basis, which means there are no upfront costs.

For a free consultation, contact Dyson Law Firm, PLLC at (561) 498-9979. We serve clients throughout Palm Beach County and South Florida.

 

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

 

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd STE 103
Delray Beach, FL 33446
(561) 498-9979
https://dysonlaw.com/

Employees, customers, and other members of the public should feel secure when on commercial property and in businesses. Property owners need to implement suitable security measures to ensure safe premises. Regrettably, some business owners neglect security, putting the general public at risk. You may be entitled to compensation if you have been injured, attacked, or assaulted while visiting a business or commercial property due to the owner’s negligence.

Delray Beach negligent security claims are incredibly complicated and necessitate the services of an experienced personal injury lawyer. Dyson Law, PLLC investigates these claims thoroughly and advocates for the victims. While other firms do not have the time or resources to devote to these claims, we put everything into them to help our clients obtain settlements or trial victories.

How Is Negligent Security Defined in Florida?

According to Florida law, a property owner or manager must do everything reasonably possible to keep property visitors and guests safe. This applies not only to the conditions of the actual property but also to security. Security measures may include adequate lighting around the property, a working security system, properly maintained locks and other security features, proper surveillance, and security guards, depending on the property type and location.

If the property owner fails to provide adequate security and you are attacked or otherwise injured, you may be able to file a negligent security claim against them to recover damages and hold them accountable.

Where Does Negligent Security Take Place?

Anywhere with people visiting or residing may be subject to negligent security. Negligent security cases can take place in a variety of locations, such as:

  • Malls
  • Restaurants
  • Bars
  • Hospitals
  • Airports
  • Schools
  • Hotels
  • Office buildings
  • Gas stations
  • Concert venues and theaters
  • Sporting events

What Are Some Negligent Security Examples?

Florida law recognizes the high risk of criminal activity in convenience stores and requires convenience store owners to take certain precautions. Failure to comply with these and other legal requirements can be considered negligence. Some other examples of negligent security are:

  • Poorly lit parking lots (as robberies, assaults, and other crimes are frequently committed in dark, isolated areas)
  • Insufficient lighting in outdoor areas, stairwells, and other locations
  • Security guards or other personnel who fail to perform their duties properly and thus fail to protect customers
  • Inadequate security systems, cameras, or locks

Do You Have a Good Case for Negligent Security?

To prove a negligent security case, you must show what the owner knew ahead of time and that what the owner knew ahead of time is part of a systematic failure. Here are some questions to ask:

  • Did the owner know or have reason to believe that there was a dangerous situation on their property with third parties entering from outside and causing danger? Has this ever happened before?
  • Did the owner take steps, such as installing surveillance cameras that are monitored in real-time to detect when someone is in trouble on the property and get them help as soon as possible?
  • Did the owner have adequate security guards on the premises, if necessary, due to the surrounding neighborhood?
  • Is there anyone watching and walking around the premises, including the parking lot, to ensure everyone’s safety?
  • Has the owner been made aware of a situation in which people were unsafe, and what steps have they taken to ensure that such a situation does not occur again?

You can also check public records and police reports to see if there’s been a history of negligent security on the property or business. Contact one of the personal injury lawyers at Dyson Law, PLLC, to help investigate your negligent security case.

Can You Sue for Compensation in a Negligent Security Case?

If you or a loved one was injured due to negligent security, you may be entitled to compensation for medical bills, lost wages, pain and suffering, and other damages. If your loved one died as a result of a crime that occurred as a result of negligent security, you might be able to file a wrongful death lawsuit and recover a variety of damages. You can learn more about your options by speaking with a negligent security attorney.

When Do I Need to File a Claim?

According to the Florida Statute of Limitations, you have four years from the accident date to file a personal injury lawsuit, but you should do so as soon as possible. Delays on your part could complicate your case because your personal injury lawyer could have difficulty obtaining security footage (if any cameras were installed), images of the incident scene, or witness accounts.

Contact Dyson Law, PLLC If You Are a Victim of Negligent Security in Florida?

At Dyson Law, PLLC, we combine an old-school work ethic with the latest technology. We do not have a huge attorney-to-client ratio so that we can provide value to each of our clients. When you choose our team at Dyson Law, PLLC, any decision on how to proceed with your negligent security case remains in your hands. We will not abandon you during these challenging times. Our experienced professionals will provide solid guidance and keep you in the loop.

Our team believes in using the most advanced tools in our stalwart determination to get the best results for you. We will tackle the issues with insurance companies and opposing counsel so you can tackle the hard work of getting better.

If you or someone you love has suffered injuries due to negligent security, our personal injury lawyers at Dyson Law, PLLC, are committed to helping you re-establish a solid foundation and get the compensation you deserve. Contact us at (561) 498-9979 or complete our online form for a free consultation. We serve clients throughout Palm Beach County and South Florida from our Delray Beach, Florida, office.

 

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

 

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd STE 103
Delray Beach, FL 33446
(561) 498-9979
https://dysonlaw.com/

Most people look at life insurance as a fail-proof safety net, something their family can always count on if the worst happens. However, in some cases, life insurers may reject an insurance claim due to several legal loopholes.

Unlike homeowners insurance, life insurance does pay out the majority of the claims. So when might a life insurer deny your claim? Peter Dyson, a life insurance policy lawyer in Delray Beach, Florida, discusses common reasons for life insurance claims denials.

Failure to Disclose Potential Risk Factors or Medical Conditions

When someone applies for life insurance coverage, they often must disclose any existing medical conditions and potential risk factors.

Typically, a life insurance policy requires applicants to disclose the following information:

  • Medical history, including present physical and mental health conditions, family health history, and medical treatment history
  • Risky behaviors, such as dangerous driving, criminal records, and tobacco use
  • Risky hobbies, including skydiving, mountain climbing, or car racing
  • Hazardous occupations, such as construction, law enforcement, or active military service

Concealing relevant information while applying (also known as “material misrepresentation”) may lead to a denial of the life insurance claim later. Unscrupulous insurers may try to use even minor omissions to deny a claim, particularly if the death occurred during the policy contestability period.

Failure to Pay Life Insurance Premiums

Sometimes, beneficiaries who file a claim discover that the insured family member did not pay their insurance premiums in full before death.

Depending on the insurance company and the number of missed payments, it may be possible to reinstate a lapsed life insurance policy by paying any past-due premiums plus interest. However, it is unwise to allow an insurance company an opportunity to deny a claim. Insured individuals should keep up with premiums to make sure their family doesn’t lose coverage.

Outliving Term Life Insurance

Many people have term life insurance, which means that the insurer will pay benefits only if the policyholder passes away within a pre-defined period. If the policyholder outlives the policy’s term, the insurer won’t pay death benefits.

It may be possible to renew the policy when the term ends to keep life insurance coverage, though the premiums will almost always be higher. It may also be possible to convert the policy to permanent life insurance within a specific time window.

Death Due to Reasons Not Covered By An Insurance Policy

A life insurance policy may not cover specific death causes, like suicide, death during childbirth, or death in a natural disaster. Insurers will also withhold benefits if the policyholder was murdered and the beneficiary was involved in the homicide.

Additionally, beneficiaries are unlikely to collect payout if the policyholder died due to using alcohol or prohibited substances.

This specific reason for denying life insurance claims may often involve disputes that are hard to resolve without litigation. For instance, an insurer may state that the policyholder committed suicide while the family has evidence to the contrary.

An Employer’s Lack of Compliance With Group Insurance Terms

Employees often participate in group life insurance coverage through their place of work. In these cases, the employer or HR department is responsible for providing accurate information about the coverage and making sure workers comply with the policy’s terms.

Unfortunately, many employees never personally review the terms of their coverage, which may lead to misunderstandings about eligibility requirements, premiums, or necessary documentation. As a result, employees and their dependents may lose coverage without even being aware of it.

ERISA (Employee Retirement Income Security Act) can often help appeal employee group life insurance claim denials.

How Can a Life Insurance Lawyer Help With My Claim?

The authoritative tone of a life insurance claim denial may make beneficiaries believe they have no choice but to give up the claim. However, in many cases, a knowledgeable life insurance lawyer may appeal an unlawful denial.

At Dyson Law, we have helped clients all over South Florida recover millions of dollars through settlements and trials.

Our law firm offers:

  • Personalized representation
  • Strong litigation skills
  • Honest, transparent case evaluations
  • Constant communication with each client
  • “No Fee Unless You Win” policy

Negotiating with an insurance company can feel overwhelming while you grieve the loss of a family member. Our life insurance policy lawyers can handle all necessary communication and protect your rights during this difficult time.

Dyson Law: Your “South Florida Insurance Attorney Near Me”

If you had counted on the financial support of a life insurance policy after the death of a loved one, a denied claim might be a devastating blow. Our experienced life insurance attorneys can review your case, fight against an unlawful denial, and help you recover benefits.

Did an insurer deny your life insurance claim? Are you looking for a “life insurance attorney near me?” Contact us at Dyson Law at (561) 498-9979 in Delray Beach, Florida, today for a free consultation with South Florida’s top life insurance lawyers.

 

Copyright © 2021. Dyson Law, PLLC. All rights reserved.

 

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd STE 103
Delray Beach, FL 33446
(561) 498-9979
https://dysonlaw.com/